More Happy Homeowners

See what our clients are saying.

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Dick L.
Jackson, CA
6 months ago

Lend4less.com, Dennis Hughes

Dennis Hughes helped us obtain our mortgage loan when we purchased our home here in the Sierra foothills in 2018. Dennis is not only a highly expert professional, he is highly focused on achieving the desired result within the shortest amount of time possible. This means that his high availability for phone calls, emails, managing the document paper flow, interactions with Title companies, Real Estate Agents, etc., makes keeping up with progress toward the close a snap. When the time came for to select a broker for our 2024 home purchase, we were delighted to again pick Dennis

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Jennifer B.
Visalia, CA
8 months ago

Best Lender Ever!

Dennis is very friendly, knowledgeable and professional. He always makes time to answer any questions and alleviate any concerns. He gets things done faster than other lenders I have worked with in the past. I have used his services twice now. I would recommend him to anyone looking for a reliable lender! He knows his business well!

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Ashley
Sonora, CA
10 months ago

Genuinely Wonderful and Caring Resource

We can honestly say out of everybody involved in our home buying process, Dennis was the most knowledgeable guide and significant resource for us! His transparency, wisdom, and caring demeanor made him the perfect lender as first time home buyers. He had our backs from start to finish (and beyond), no amount of time on the phone was too long, and no question went unanswered (and there were a lot of questions!). He clearly has valuable experience and we feel so lucky to have found him!

My partner and I highly recommend Dennis!!

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Meghan S.
Groveland, CA
1 year ago

Great Experience!

Dennis was so incredibly helpful as we purchased our first home! He was great at communicating with us and keeping us informed with regular updates on the status of the loan. Even during the stressful time of COVID-19, Dennis made sure that we had all the resources necessary to move forward with the lending process. He was always available for any questions we had, and at the end of the mortgage process, we truly felt like we made a friend in Dennis. Very knowledgeable, very passionate, highly recommend!

GN
Gerardo n Jamie R.
Acampo, CA
1 year ago

Best Broker ever!!

Dennis has done my purchase and a refi and without him we would not have got the deal closed on our purchase! On our refi he was able to get the best rate and super fast, we closed in less than 21 days.. I recommend him for any home lending needs

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Coachbrn30
Sonora, CA
1 year ago

Outstanding Service

Dennis Hughes did a great job handling my recent home refinance. He was easy to contact, answered my questions completely and helped me understand the process. He goes way beyond to give his clients great service. Without reservation I would recommend him to handle your next home loan.

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Peter N.
Modesto, CA
2 years ago

Trustworthy and knowledgeable.

I have worked with many lenders in the past 20 years. Many are inexperienced or just looking to close on the loan without looking out for your best interest. Dennis took the time to answer all of my questions without making me feel pressured. He has helped me on several home refinance as well as a purchase for my brother-in-law. Dennis is not only a great lender but he is also extremely knowledgeable in the real estate industry. I look forward to working with Dennis on my next purchase.

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Alex M.
Groveland, CA
2 years ago

Dennis is the best!

Dennis was absolutely wonderful to work with during our first home purchase. He answered all of our questions with so much thought and detail and always responded in minutes. His experience and attentiveness made me feel confident that he had our backs through out the whole process. I will recommend him without hesitation to my friends and family in the future. Thanks Dennis!

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Josh F.
San Diego, CA
2 years ago

Excellent lender. He should be a financial coach!

Dennis helped my family figure out how to afford our dream house and still have a good amount of savings. He gave us all the options with his recommendation and was very transparent the entire time. He has since pro actively contacted me about when to refinance based on when he expects interest rates to be lowest. He’s our lender forever!

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Donna N.
San Jose, CA
3 years ago

No sales pitch!

Don't you hate it when you inquire about refinancing your home, and your phone begins ringing off the hook?? Dennis is the real deal, and with no arm-twisting pressure! He has financed, as well as financed, homes for us. I'm a realtor, myself, but couldn't ask for a better lender to work with and to recommend to others!

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GinaMarie
Sonora, CA
3 years ago

Kind and compassionate and knowledgeable

Dennis is a very kind and knowledgeable Gentlemen. He was very helpful helping me understand my Escrow, homeowners insurance policy issues I am having.

Thank you for your time, and for all your help,

JL
Jade L.
Mokelumne Hill, CA
3 years ago

Fast/Excellent/Reliable/Easy to work with

Dennis recently helped me facilitate two separate home loans for two homes in record time.

Not only was he easy to work with, extremely knowledgeable, and efficient, but he also was able to secure the lowest rates and guide the process in record time.

I wouldn’t use anyone else but him! Highly recommend.

JR
Jade R.
Pine Mountain Lake, CA
3 years ago

Consumate Pro and an Authority in the Mortgage Business!

I just closed on a second home in a highly controlled mountain community with wildfire risk. Dennis came highly recommended by my realtor, and soon after my initial communication, I quickly knew why. Dennis was not only very knowledgeable, but he is very responsive and patient. I had many questions, since this is my first vacation home purchase in California. Not only was he very prompt with his responses, but the whole transaction was relatively painless. Will I use him again? YES. Will I recommend him to my friends and family? Definitely!

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Jackelyn G.
Valley Springs, CA
3 years ago

Amazing lender all around!

My husband and I quoted with a couple of different lenders throughout our process and none compared. Not just price wise but the relationship and service we received, we know we wouldn’t have found it with the other lenders. Dennis is extremely knowledgeable and helpful. We wouldn’t have been able to get through the process of purchasing our first home as smoothly as we did without him. Even pushing until the end for us to close on 23rd instead of our original date the 26th to be able to have our home by Christmas was amazing! Thank you Dennis, my husband and I recommend you 100%!

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busdrvrmom
Valley Springs, CA
3 years ago

Professional and knowledgeable

My husband and myself can' t say enough about Dennis. His knowledge, professionalism and ability to make you feel very comfortable through this process was awesome. He keeps you updated on every aspect, and tells you your options, you are never left in the dark.

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Kyle S.
Valley Springs, CA
4 years ago

Dennis Hughes was our Loan officer

My wife and I are very pleased to have had the chance to work with Dennis with our home loan, he is very knowledgeable and always there to help. Still to this day he answers every question I throw at him. We were so surprised to have to have jumped into a home loan so comfortably with the help he provided. Thank you Dennis!

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Jesus O.
West Sacramento, CA
4 years ago

Dennis is the Man

Dennis is a very detail oriented and knowledgeable mortgage broker he helped me with my mortgage loans three consecutive times, needless to say he is my "go to" professional for any mortgage needs.

I would be delighted to recommend Dennis to anybody looking to buy a house anywhere in California.

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Claudia D.
Sonora, CA
4 years ago

Excellent Customer Service!

Dennis was always quick to respond and always very professional. I always felt like he really cared about the outcome and our personal situation ... not just the numbers.

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Raul S.
Keyes, CA
4 years ago

Honest, Knowledgeable and Fast!

Dennis is truly a godsend, his knowledge and years of experience are a comfort during the stressful process of purchasing a home. I can always count on a quick response from him when I have a question. This is our 3rd time working with him and I truly believe that he has our best interest at heart. Cannot say enough good things about him. Will never use anybody else!

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Chris E.
Copperopolis, CA
4 years ago

Dennis assisted my wife and I on our first home purchase and it was easy.

When my wife and I were looking to buy we were given Dennis' contact info and we are grateful we got it. He made the loan process much easier to understand and it was done fast! Dennis does amazing work!

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zuser201709192109509
Sonora, CA
4 years ago

Dennis is incredible!!!!

Dennis is very honest, quick to respond and so knowledgeable! He guided us through the process so seamlessly and gave us great advice along the way! I have recommended him several times to friends and family! He is the best I have ever encountered in the business and will continue to use him personally as well as refer him!

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Levy T.
Modesto, CA
5 years ago

Great Lender!

As a first time home buyer, I was extremely nervous and confused with the process and terminologies of loans. Denny was extremely patient and took the time to properly walk me through every step while answering all my questions. We always kept me updated with the currently interest rate percentage to make sure I was getting the lowest rates possible. Would strongly recommend him to anyone, including friends and family.

CH
Chris H.
Pine Grove, CA
6 years ago

Great Experience!

Incredibly pleasant to work with and extremely personable. Dennis was Very helpful by going above and beyond and even after closing checking in on me. Dennis came Highly recommended and I will do the same

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Julia E.
Modesto, CA
8 years ago

We were able to close escrow in less than 30 days on our FHA purchase.

Highly recommend! Dennis is very knowledgable, professional and ensures your loan closes on time. We were able to close escrow in less than 30 days on our FHA purchase. Thank you Dennis!!

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Tricia B.
Sonora, CA
9 years ago

The experience that he brings to the table along with his professionalism

I cannot put into words how amazing Dennis has been for my family and our dream to purchase a home. No matter day or night, he is there for guidance on the simple questions that pop into our heads, as well as walking us through the large hurdles that can be scary to a novice. The experience that he brings to the table along with his professionalism makes him a fantastic find for anyone looking for real estate/financial services. I just pray that is never retires!! :)